Why choose a Serenia Life Financial Guaranteed Interest Annuity?
Our Guaranteed Interest Annuity (GIA) gives you the flexibility to invest in the short- or long-term. Here’s what else you can expect with a Serenia Life Financial GIA:

Guaranteed Return
Lock in your interest rate for a term that works for you

Flexible
Choose from an RRSP, TFSA, or RRIF plan, and save for your goals in a way that suits your needs

Guaranteed Return
Lock in your interest rate for a term that works for you

Flexible
Choose from an RRSP, TFSA, or RRIF plan, and save for your goals in a way that suits your needs

Is a Guaranteed Interest Annuity for me?
A Guaranteed Interest Annuity can be appropriate for different life stages, and can be customized to meet your unique short- or longer-term needs. Whether you’ve recently accepted your first job or your first big promotion, it’s a wise choice if you’re looking for:
- a low-risk way to save towards a short-term goal ā like a vacation, a wedding, or a new car
- a simple way to earn more ā the more money you invest, the higher the rateā“!
- an easier, faster way to ensure your beneficiariesāµ receive fundsā¶Ā directly when you pass away
- creditor protection ā when you name an eligible beneficiary, your GIA may be safeguarded from creditors.
Looking for a guaranteed income stream after retirement? Consider a Single Premium Annuity

The right investment for your needs
If you’re looking for a short-term investment with the flexibility to choose a term that works for you, a Guaranteed Interest Annuity might be the right fit. It’s a good choice for individuals who want to invest their money at a guaranteed rate for up to 5 years, but wish to be able to access their savings at any time.
With an GIA, count on guaranteed return on your savingsā¦ without being locked inĀ¹!
Earn more with a Serenia Life GIA
Fill out the form below, and a Serenia Life advisor will call you to complete your GIA application.
Ā¹
Ā²
Ā³Charges may apply if you surrender your funds before the term is up
ā“Bonus interest rate is not part of the policy contract and could change at any time
āµRegistered funds left to your spouse will continue to defer income tax until they are received as income
ā¶Funds are not subject to probate fees or estate settlement delays, meaning beneficiaries will receive more money ā faster (when compared to a traditional GIC)
Confused by these terms? Reach out to your advisor or contact Member Services