GIA Rates

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Guaranteed Interest Annuity

Effective Date: Friday, March 14, 2025

Policy Value
Term (Months)Under $50,000$50,000 - $99,999.99$100,000+
Daily 1.00%1.00%1.00%
9 Month 2.00%2.25%2.50%
1 Year 2.55%2.80%3.05%
15 Month2.55%2.80%3.05%
18 Month2.55%2.80%3.05%
21 Month2.70%2.95%3.20%
2 Year 2.70%2.95%3.20%
27 Month2.70%2.95%3.20%
30 Month2.70%2.95%3.20%
33 Month2.75%3.00%3.25%
3 Year 2.75%3.00%3.25%
39 Month2.75%3.00%3.25%
42 Month2.75%3.00%3.25%
45 Month2.85%3.10%3.35%
4 Year 2.85%3.10%3.35%
51 Month2.85%3.10%3.35%
54 Month2.85%3.10%3.35%
57 Month3.00%3.25%3.50%
5 Year 3.00%3.25%3.50%

Rates are subject to change at any time without notice.

Rates are applicable to Serenia Life’s GIA product.