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Get up to 25% off Serenia Life insurance — that's up to $500 in savings! Learn More —>

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Things to note:

  • This quote only applies to residents of Ontario, Manitoba, Saskatchewan, Alberta, and British Columbia.

Who is this quote for?

I would like a quote

What is your birth date?

What is your gender?

Are you a smoker?

Which insurance product are you interested in?

Term life insurance

A popular choice due to its affordability and flexibility. Costs are fixed over the life of the coverage term with a guaranteed death benefit payout during a specified period.

Whole life insurance

Lifetime protection that comes with guaranteed premiums, guaranteed cash values, and a guaranteed death benefit.

You've selected a Whole Life product

Since Whole Life products are more complex in nature, we will need to meet with you to ask you a few questions before providing you with a quote.

After you complete these question in the quote, you will be sent to a form to get in touch with an advisor.

Term 10

A low-cost option with the flexibility to extend coverage if needed. Term 10 may be right for you if you have debts that will take 10 years or less to pay off, such as a car loan or mortgage. It’s also a guaranteed way to cover short-term income needs in the event of your passing.

Term 20

An affordable option with the flexibility to extend coverage if needed. Term 20 may be right for you if you have less than 20 years left on your mortgage or if you wish to help cover your children’s education. It also ensures your family’s income is protected until your children have left home.

Term 30

Long-term coverage to meet all those milestones during your working years, with the flexibility to convert to permanent insurance when you retire. Term 30 is a great option for those looking for an alternative to traditional mortgage insurance – where you own the policy and can name your loved ones as beneficiaries.

20-Pay Whole Life

20-Pay Whole Life premiums are payable for 20 years, so when it comes to making payments, there’s an end in sight. And yet, your coverage remains intact well beyond those 20 years. With this product comes the opportunity to earn policyowner dividends – and the potential to grow savings that can be accessed in future.

Whole Life

Whole Life premiums are payable until your 100th year. And yet, your coverage remains intact well beyond age 100. With this product comes the opportunity to earn policyowner dividends – and the potential to grow savings that can be accessed in the future.

Term to 100

A cost-effective way to cover any final expenses (like your funeral and any taxes due), leave behind a legacy instead of debt, and lock in affordable coverage later in life.

How much insurance coverage do you need?

This depends on your unique financial situation but a good general rule is to multiply your salary by 10. Remember to take into account any major debts or expenses you have now or may have in the future.

$
$50,000$5,000,000

How often do you want to make payments?

Summary

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Disclaimers

1 Serenia Life Financial’s member benefits and program are not contractual. They are subject to change and maximum funding limits.
2 Terms & Conditions: All life insurance policies purchased will receive 25% off their first-year premium, up to $500. Clients paying monthly will have premiums waived for the first 3 months or up to $500, whichever comes first. Clients paying quarterly will have their first premium payment waived or reduced by $500, whichever comes first. Clients paying annually will have their first payment reduced by 25% or $500, whichever comes first. Once a written case is issued and qualifies for a first-year premium reduction, it will not be eligible to qualify again. ADO premium is not covered by the campaign. Clients will be billed for this portion right from date of issue. If a Temporary Insurance Agreement is chosen, it will not be impacted by this campaign and will remain intact.
3 This recommendation is for informational purposes only. Because each person’s situation is unique, it is always best to speak with a qualified professional to better understand your needs.
4 Source: https://www.dignitymemorial.com/en-ca/pre-planning/funeral-costs/average-funeral-cost
5This calculator assumes 2% inflation and 5% interest earned on investments. It also assumes that the principle value of the investment is retained and only interest is used for income.
6 These numbers are for informational purposes only. Because each person’s situation is unique, it is always best to speak with a qualified professional to better understand your needs.

“Serenia Life Financial” is an alternate business name used by FaithLife Financial. All benefits are provided, and all policies are underwritten, by FaithLife Financial. These numbers are for informational purposes only. Because each person’s situation is unique, it is always best to speak with a qualified professional to better understand your needs.